Financial Facts

Cash ISA Allowance

How much you can save tax-free into a Cash ISA this tax year.

Annual ISA allowance

£20,000

The total you can pay into all your ISAs each tax year. From 6 April 2027, under-65s will be able to put no more than £12,000 of it into cash ISAs; the full £20,000 stays available for stocks and shares ISAs.

GOV.UK — HMRC · checked 30 Sep 2026

Average Easy-Access Cash ISA Rate

2.01%

Average advertised rate across UK Cash ISA products, based on Bank of England quoted-rate data (Table G1.3) for August 2026.

Bank of England · checked 23 Sep 2026