Financial Facts

Auto-Enrolment Thresholds and Minimum Contributions

When employers must automatically enrol staff into a workplace pension, and the minimum that has to be paid in.

Auto-enrolment earnings trigger

£10,000

Workers aged 22 to State Pension age earning more than this must be enrolled automatically.

GOV.UK — DWP · checked 30 Sep 2026

Minimum age for auto-enrolment

22 years

The Pensions Regulator · checked 30 Sep 2026

Qualifying earnings: lower limit

£6,240

Minimum contributions are usually worked out on earnings between the lower and upper limits, not the whole salary.

GOV.UK — DWP · checked 30 Sep 2026

Qualifying earnings: upper limit

£50,270

GOV.UK — DWP · checked 30 Sep 2026

Minimum total contribution

8%

Includes the employer's share and the employee's contribution with tax relief.

The Pensions Regulator · checked 30 Sep 2026

Minimum employer contribution

3%

The Pensions Regulator · checked 30 Sep 2026